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Introduction to Live Dealer Baccarat

Tim Crump 22 Nov 2017
  • Learn how to play Live Dealer Baccarat with our comprehensive guide
  • Get to grips with the most exclusive table game ever devised
Live dealer Baccarat at bet365: Endless entetainment of the highest calibre

Live Dealer Baccarat

Baccarat has always retained an air of exclusivity thanks to the private rooms it’s played in at some casinos, the huge losses that casinos occasionally have to accept when high rollers enjoy a lucky streak - and also because of its endorsement by one James Bond.



In fact, the strategic minefield regularly negotiated by 007 is no longer something any Baccarat player needs to face. The game has been simplified somewhat in recent years and the version on offer at live online casinos is technically what’s known as Punto Banco – but you’ll see it advertised as Baccarat and works in more or less the same way, only with less complexity and decision-making required from players.

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Most live online casinos offer the game on single-player and/or multi-seat tables. You choose to bet Player, Banker or Tie and the dealer does the rest. A number of sites also offer a few variations including In-Running, Baccarat Pairs, Bonus Baccarat, and Super 6 Baccarat.

It’s a very simple game that involves a bet being placed at the deal outset on either ‘Player’, ‘Banker’ or  ’Tie’ positions and letting the dealer do the rest. Generally-speaking it works as follows:

Two hands are dealt – one each to the Banker and Player. These positions are bet options, and not references to the actual participants in the game. 

You then bet on the deal outcome – either on a Banker win, Player win or a Tie.

Once bets are placed, 2 cards are dealt to both the ’Player’ and ‘Banker’ positions, and the winning hand is the hand closest to 9.

In Baccarat aces are worth one, whilst 10 and picture cards are worth zero. A double-digit hand is worth the right-hand figure, for example a 7 and a 6 is worth 3. An optimal hand is 2 card total of 9, followed by a 2 card total of 8.  

Additional cards are drawn by either Player or Banker according to a strict set of rules. For the player: 

  • If the point value of first two cards is 0,1,2,3,4 or 5 a 3rd card is drawn.
  • If the point value is 6,7, 8 or 9 no further cards are drawn

For the Banker: 

  • If the point value of first two cards is 0, 1 or 2 a 3rd card is always drawn
  • If the point value of first two cards is 3, Banker draws if Player has a 3rd card of 0,1,2,3,4,5,6,7 or 9.
  • If the point value of first two cards is 4, Banker draws if Player has a 3rd card of 2,3,4,5,6 or 7
  • If the point value of first two cards is 5, Banker draws if Player has a 3rd card of 4,5,6 or 7
  • If the point value of first two cards is 6, Banker draws if Player has a 3rd card of 6 or 7
  • If the point value of first two cards is 7, Banker stands

As you can see, the vast majority of the rule interpretation is carried out by the dealer. You just need to make simple bets. Wager on a winning Banker to get 0.95% to 1, bet on Player to get evens and bet on a tie to win 8 to 1.

So what can you expect to happen when you open up a live Baccarat room? 

At first glance it may look a little bewildering, especially if the game history is showing, however this can be closed and you’re just left with the table itself.
As with a Blackjack table you’ll see a dealer sat at a semi-circular table with spaces for up to seven players. 

The three basic betting options are laid out in front of each participant: Closest to you is the Player option. You can put chips on this space if you think the Player is most likely to get closest to 9. A win will pay evens 

Beyond that you’ll find the Banker option. You can put chips here if you think the Banker is most likely to get closest to 9. Win and you receive evens minus a 5% commission.

Finally, in the boxes beyond these two options is the Tie bet. If both Player and Banker get a hand worth the same amount and you’ve bet here you’ll get 8 times your bet returned. This may sound impressive, but compared to the likelihood of getting it it’s not much of a payoff. 

You’ll also see side bets in the box in front of the dealer. These offer large odds for betting on things like Player, Banker or both getting two identical cards, or Big and Small which pays out when the total Player and Banker cards equal 5, 6, or 4 respectively. In this case it’ll be clear whether you’re betting on Player or Banker as each will be clearly denoted by a different coloured line surrounding the box. 

Once you’ve made your bet the cards are dealt either side of a dividing line with Player and Banker spaces clearly marked. What happens in the casino studio is replicated on the virtual playing surface for you to make the result even clearer, and from then on the dealer will draw extra cards either side if necessary before announcing the result. Your bet will then disappear if you’ve lost, or be retuned with your winnings on the spot where you originally made it. 

As with any live online casino game there’s no need to worry about not knowing the rules. If you aren’t sure what to do the automatic timer will ensure that you don’t slow the game down, and you only need to decide how much to bet on one of three basic outcomes. The hard stuff id the dealer’s problem, and after playing for some years we are more than happy to confirm that the vast majority of players don’t have a clue what the dealer rules are in Baccarat. Most have a vague idea but the real fun in this game is watching the cards being dealt and seeing how close your chosen side is to getting a 9 – which is easy enough to understand.

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Introduction to Live Dealer Baccarat

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